Current, house property is tasted in hock travel impawn occupy mediumly than be as high as 70% above. The expert expresses, develop the ” of “ right impawn with technical high content to be helpful for controlling a venture energetically, enhance competition ability.
This year 1 to August, the commodity house of Beijing, Shanghai, Zhejiang clinchs a deal the volume drops extent is as high as 55.5 respectively ％ , 38.5 ％ and 32.5 ％ , and up to by August, the whole nation already had empty place of house of commodity of 130 million square metre. Continuously low confused estate market lets pawnbroking also on thin ice. The personage inside course of study discloses: Recently, hock industry appeared the trend that cherish of “ of bag of cuddle tight money lends ” . Guo Jinshan of vice-chairman of committee of countrywide hock major to " the market signs up for " the reporter expresses: This is risk of hock industry control really lift helplessly, however at present the business centre of gravity of mortgage business all is put in the —— on house property project this one element also is the main reason that causes “ cherish to borrow ” , it is malpractice however not small. Regard medium and small businesses as the easy medium of communication of financing, the best way that mortgage business controls a venture in development should be product innovation, “ for instance, the product such as the right impawn that is aimed at medium and small businesses innovates, the business that is hock industry future explores a key. ”
The closest nevertheless, add in GDP fast below the big environment that puts delay, hock also appeared all right the trend that cherish of “ of bag of cuddle tight money lends ” . Be aimed at this one phenomenon, guo Jinshan expresses: This also is risk of hock industry control lift helplessly, however at present the business centre of gravity of mortgage business is put in the —— on house property project this one element also is the main reason that causes “ cherish to borrow ” , malpractice really not small. The best way that mortgage business controls a venture in development should be product innovation, “ for instance, the product such as the right impawn that is aimed at medium and small businesses innovates, the business that is hock industry future explores a key. ”
The house of 500 thousand can become 180 thousand yuan only
Mr Wang opened store of a clothing in area of Beijing abundant stage, he wants to enlarge storefront to be decorated afresh recently, the result discovers the hock that opens wide a gate formerly to financing of medium and small businesses goes, bad nowadays to made. “ I am covered greatly in the stock market, but be forced to should go out one office building first help sb to deal with an emergency. But walked along 3 hock travel, empty-handed and return. ” king gentleman to " the market signs up for " reporter complaint says: Some hock travel are direct him decline says not to do house property business now; And 50% what the mortgage company that agrees with impawn house property expresses to be able to pay a room price only when valence however, and house price needs evaluate a decision by the company. Still have reduced tendency considering house price, want “ not only low ” , and hit to be measured ahead of schedule again even. The house of Mr Yang is current and located region unit price is 10000-12000 originally yuan / square metre, but mortgage company is 9000 yuan only for the appraisal of Mr Wang house / square metre, plus loan proportional reduce considerably, mr Wang 40 square metre, total prices is close the house of 500 thousand, can become about 180 thousand yuan only nowadays.
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